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At this time, residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia and Vermont are not eligible to apply. What are the time periods involved in a QuickQuid short term loan? Learn More
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Why choose us? Let's say you have a good understanding about the associated fees for using the service, but your situation is one that still warrants using a service like this. In order to qualify, you will need a credit card that is not maxed out, meaning you haven't hit the borrowing limit yet. Next, consider the amount you need to borrow and be cognizant of the fact that many companies cap the maximum amount you can request at 25 percent of the total limit. That means if the limit is $2,500, you might be able to receive up to $625. You will also need to consider your credit history at this point, as most companies reserve this offering for those with above-average or excellent scores. Also, there may not be a grace period for the accumulation of interest, meaning your loan will start accruing it immediately. 5. Hefty late payment fees - Types of credit in use (10%): This part of the equation looks at what type of credit a person has: credit cards, installment loans, mortgages, etc.
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